DESCRIPTION: Provide crucial information to real estate professionals about divorce that affects home finance and current or future home ownership. Owning a home or trying to buy another home can present a variety of challenges during and after the divorce process. Specifically, the common frequency of child support and/or spousal support (also known as maintenance or alimony) that stems from divorce can affect a spouse keeping the marital home, or a spouse buying another home. Further, each type of support carries its own benefit or consequence in consideration of a mortgage application which can ultimately prevent, or greatly reduce, home finance options for both divorcing spouses. Commonly, divorce decrees call for a division of the marital home because it is an asset that must be divided, and usually has equity to be divided. If certain finance requirements are not met for the spouse retaining the marital home, it may place one or both of the divorcees in precarious financial situations or, in extreme cases, one could be considered in contempt of court. Thus, it is the goal of an accredited divorce mortgage specialist to evaluate and determine all potential financing or approvability issues before or during the divorce process that could prevent conclusion of the divorce, or expose divorcees to future financial difficulties that put the martial home at risk.

INSTRUCTORS: Joan Rogliano – Real Estate Divorce Specialist
Joan Rogliano is known throughout the US for helping families survive the most difficult problems of divorce.  Through her real estate practice, speaking and consulting, she has helped more than 5,000 families with legal, housing, and financial divorce issues.  She teaches them how to reduce stress, diffuse conflict and create a solid financial future.  Nationally recognized as a Real Estate Divorce Specialist, she created the Wildflower Group in Denver, part of a nationwide network of more than 100 divorce professionals.

Tim Lacyk
Tim is the preeminent mortgage professional in Colorado, humbly assisting thousands of buyers with home finance needs. Tim’s tenure in the mortgage industry stretches over the last decade. In that time, he provided perspective homebuyers and divorcees with credible and honest information to make informed decisions. He prides himself by thinking outside the box to protect his clients and ensure they receive best, ultimately winning offers and protecting homes. Accredited with a certification to assist divorcing couples from an Ivy League professor, Tim provides pre-divorce mortgage planning to the benefit of homeowners actively in process of, or thinking about, divorce. Tim is a Colorado native, University of Colorado Alum, and has enjoyed the Denver area as his home since 2001, residing in the Cherry Creek neighborhood. He enjoys travel, a lovely glass of wine, photography and art, and assisting his clients with one of the biggest decisions in life.

SMDRA Member Price: FREE
All Others: $20

CE Credits: 2
Smart Points: 2

Refreshments provided by SMDRA Affiliate Member:
Pat Argall with Caliber Home Loans

DESCRIPTION: During this class, you will learn your rights and obligations of being a REALTOR®, including any changes, as set forth in the Code of Ethics. The National Association of REALTORS® requires all members to take an Ethics Update course every TWO years – within a set timeframe. NAR Ethics Cycle 5 is 01/01/2017 – 12/31/2018. Membership can be suspended if REALTORS® fail to complete this class within the cycle. Please Note: This requirement is distinct and separate from the Colorado Real Estate Commission Annual Commission Update (ACU). The Ethics Update will apply toward elective credits for license renewal.

INSTRUCTOR: Ray Sherman
Ray started his Real Estate Career in 1979 and has been a Manager/Trainer/Coach since 1983 when he opened his first office. He has been a Broker for Century 21, Moore and Company, Coldwell Banker Van Schaack, Keller Williams, Equity Colorado and now eXp Realty. Ray has managed offices as large as 350 agents and his KW office was the #1 office in Colorado in 2006. Ray is an excellent trainer and was selected as the Colorado Association of Realtors, Educator of the Year in 2007. He was the Realtor of the Year for SMDRA in 2017. Ray currently teaches the Colorado Real Estate Commission update class, plus the Ethics and GRI classes for various Realtor Associations. He also serves as a Mediator for the South Metro Denver Realtor Association.

SMDRA Member Price: FREE
All Others: $40

CE Credit: 3 Hours

Refreshments provided by SMDRA Affiliate Member:

Douglas Krueck with Pillar to Post Home Inspections

DESCRIPTION: NAR Ethics Update must be completed during NAR’s set cycle. If you failed to complete the course between 01/01/2017 and 12/31/2018, you must take this class to keep your membership in good standing. If a makeup class is not completed by 03/01/2018, your membership will be terminated.

INSTRUCTOR: Ray Sherman
Ray started his Real Estate Career in 1979 and has been a Manager/Trainer/Coach since 1983 when he opened his first office. He has been a Broker for Century 21, Moore and Company, Coldwell Banker Van Schaack, Keller Williams, Equity Colorado and now eXp Realty. Ray has managed offices as large as 350 agents and his KW office was the #1 office in Colorado in 2006. Ray is an excellent trainer and was selected as the Colorado Association of Realtors, Educator of the Year in 2007. He was the Realtor of the Year for SMDRA in 2017. Ray currently teaches the Colorado Real Estate Commission update class, plus the Ethics and GRI classes for various Realtor Associations. He also serves as a Mediator for the South Metro Denver Realtor Association.

SMDRA Member Price: FREE
All Others: $40

CE Credit: 3 Hours

Refreshments provided by SMDRA Affiliate Member:
Douglas Krueck with Pillar to Post

DESCRIPTION: Enroll in the 2019 CREC Update class NOW to get information on changes and new legislation so you can better serve your clients today. Licensees are now required to complete 12 hours of the mandatory 4-Hour Annual Commission Update Course prior to applying to renew an active license, activate an inactive license or reinstate an expired license to active status.

PLEASE NOTE: The 4-Hour Annual Commission Update Course is not the Mandatory Ethics Course. The Mandatory Ethics Course receives elective credits, not credit toward the 4-Hour Annual Commission Update Course.

INSTRUCTOR: Renee Helten
Renee Helten has been in Real Estate for more than 19 years. She has been an instructor at Kaplan Professional Schools for 8 years and runs the only “off-site” Kaplan school in the United States. In addition, she teaches the Annual Commission Update course, Broker Admin and many other Real Estate classes. Plus time management and personality profiles through the DISC assessment. She is a Keller Williams Master Faculty instructor,  a goal that took 5 years to accomplish because of the strenuous tasks needed to have this title. She teaches a lot of technology classes throughout the United States for Keller Williams.

She runs a 7 person Real Estate team, called The Helten Home Team,  that did just over $24 Million in 2013. She prides herself and her team in their conversion ratios in internet lead generation of 8%. This conversion ratio got her noticed Nationally by Market Leader and other national internet platforms and she now coaches agents on how to engage leads via the internet. She is a student of the Millionaire Real Estate Agent Book, written by Gary Keller and runs her team based on the models found in MREA.

SMDRA Member Price: FREE
All Others: $50 

Continuing Education Credits: 4 hours CE
SMART Designation Points: 4 Points

Refreshments Provided By SMDRA Affiliate Business Partner:
Corporate Sponsor – US Bank

DESCRIPTION: Both Ethics and Orientation are REQUIRED courses for all new members! The National Association of REALTORS® established the Code of Ethics to assure the public, other REALTORS® and your customers/ clients that their Real Estate needs would be handled professionally and to allow recourse when they are not. At the end of this class, you will have a complete understanding of all 17 Articles of the Code of Ethics and recognize how the Code is enforced through the Professional Standards process.

INSTRUCTOR: Jack O’Connor
Jack O’Connor started his real estate career in 1979 and became a top producer in a 700 sales agent firm. He has participated in over 2300 transactions and has sold in excess of $380 million in sales volume. Jack is the Broker Owner for The Denver 100, LLC, an innovative real estate services company in the Denver Metro area. Jack has been recognized as “Manager of the Year” by a large Denver firm and was awarded the “Executive of the Year” for innovative leadership techniques, in addition to being nominated as Ernst and Young’s Entrepreneur of the Year. He has spoken nationally and internationally on management and sales topics.

SMDRA Members: FREE
All Others: $50

CE Credits: 4

Refreshments Provided By SMDRA Affiliate Business Partner:
Corporate Sponsor Land Title

DESCRIPTION: Both Ethics and Orientation are REQUIRED courses for all new members! T

INSTRUCTOR: SMDRA Leadership and Staff

SMDRA Members: FREE
All Others: Free

CE Credits: 0

Refreshments Provided By SMDRA Affiliate Business Partner:
TBD

DESCRIPTION: In this session you will learn:

• Learn how to use your lockbox and App from a REALTOR®
• Hear tips and helpful tools for using your lockbox efficiently
• Easy to understand hands-on instructions and best practices from a REALTOR®
• Get your questions answered on the spot! Walk away ready to start using it NOW

Prerequisites to Attend Class:

1. Have a SentriLock electronic lockbox and bring it with you if possible
2. Your SentriLock account is set up and you are able to log into it for the class.
3. The SentriSmart App is downloaded to your phone
4. You know your user ID, password and pin number 

This class will help you bridge the gap between the introduction from sentrilock and using the technology on your listing NOW! We will review the functions of the lockbox, talk about best practices and go step by step on how you get up an running using the sentrilock app BOTH as a listing agent and buyers agent. Walk away with the tools to start leveraging this in your day to day business!

INSTRUCTOR: David Douglas
David Douglas owns David Douglas Realty, an affiliate with Urban Leasing & Realty, is located in Denver, Colorado. He represents property in the Greater Denver Area and throughout Colorado. His firm offers complete residential real estate services. Their services to buyers and/or sellers of commercial, residential, vacation properties, re-sale and new construction homes, are designed to assist clients throughout the selling and buying process. His office is fully equipped with the latest technology: 24 hour Voice Mail System and paging system, Hi-Speed Internet Connections, which enables us to provide his clients with cutting edge technology for their real estate needs.

SMDRA Member Price: FREE

Continuing Education Credits: 0 Hours
SMART Designation Points: 1 Points

Refreshments Provided By SMDRA Affiliate Business Partner:

DESCRIPTION: With more than a million real estate licensees in the United States, effective personal promotion is not optional. To survive in the real estate marketplace, today’s licensee must differentiate him or herself to obtain and retain customers. The purpose of this course is to review the elements necessary to create a promotion plan based on personal differentiators. This course provides the real estate professional with the skills to create a personal promotion plan that, because it is a reflection of him or her, is both effective and lasting.

In Principles of Marketing, Phillip Kotler defines marketing as “a social and managerial process by which individuals and groups obtain what they need and want through creating and exchanging products and value with others.” Marketing then, in working hand in hand with sales, becomes an ongoing process of planning and executing the strategy and tactics for products and services to create a dialogue or communication. In this course, sales and marketing are discussed in relation to the buying and selling of real estate.

INSTRUCTOR: Jack O’Connor
Jack O’Connor started his real estate career in 1979 and became a top producer in a 700 sales agent firm. He has participated in over 2300 transactions and has sold in excess of $380 million in sales volume. Jack is the Broker Owner for The Denver 100, LLC, an innovative real estate services company in the Denver Metro area. Jack has been recognized as “Manager of the Year” by a large Denver firm and was awarded the “Executive of the Year” for innovative leadership techniques, in addition to being nominated as Ernst and Young’s Entrepreneur of the Year. He has spoken nationally and internationally on management and sales topics.

SMDRA Member Price: $50
All Others: $50

CE CREDITS: 0
SMART POINTS: 4

Refreshments provided by SMDRA Affiliate Member:
Angela Grunst with Roof Brokers, Inc.